timelets | Creative destruction

The shrinking value of bank stocks means the financial industry accounts for less than 10 percent of the Standard & Poor's 500 index for the first time since 1992. At the end of 2006, banks made up 22 percent of the stock market benchmark.

http://biz.yahoo.com/ap/090120/wall_street.html?.v=46

A new type of credit acquisition and delivery infrastructure will have to emerge out this recession. Investment banking got hit even harder than traditional service banks, therefore it will not be the answer.